Private beta in December, full launch in early 2027
Your finances, your wealth and your taxes, connected.
Income, spending, investments, wealth and taxes on one platform. Made for everyone, from people who just want to sort out their spending to investors, traders, advisers, communities and companies. Everyone chooses what they use and what they see.
Income, spending, investments, wealth and taxes on one platform. Made for everyone.
€248,650
- AccountsVerified€32,854
- Funds and ETFsWith proof€52,146
- CryptoVerified€18,650
- PropertyUnverified€145,000
Already connected to KraivoDirect, read-only connection.
All connected
Your whole financial life, in one place
Your salary, your spending, what you share, your subscriptions, your taxes, your investments and your net worth. Each one connects to Kraivo, and Kraivo links them together, so you know what comes in, where it goes and what you have left.
Salary, spending, shared costs, subscriptions, taxes, investments and net worth. It all comes into Kraivo and fits together.
Assets
Thousands of assets from day one
Stocks, ETFs, funds and crypto, each with its profile, its risk and what moves its price. Plus what you own outside the markets: your home, your car, your watch.
Stocks, ETFs, funds, crypto and also your home, your car or your watch.
assets, each with its own profile
Taxes
Your taxes, in 39 countries
The Spanish tax return box by box. Everywhere else, an estimate with local rules, deadlines and the official portal.
The Spanish tax return box by box, and an estimate everywhere else.
Countries where we calculate your taxes
Analysis
Your portfolio and habits, analysed
Your real return, the risk you take and how you compare with your benchmark. And Krai reviews what you do and tells you when something is costing you more than it should.
Your real return, your risk and how you compare with your benchmark.
- Your portfolio, 12 months
- +11.8%
- Benchmark
- +8.1%
- Fees
- −0.6%
Your portfolio risk
Medium-highHabits
- Your worst day to tradeFriday
- Fastest-growing spendEating out +18% this quarter
Krai tells you
41% of your portfolio depends on a single stock
Track record & community
Prove it with real data
Kraivo helps you build a track record verified with your broker’s data, so you can share it with your community and follow others. Real results, not screenshots.
A track record verified with your broker’s data. Real results, not screenshots.
- Return
- +34.2%
- Worst drawdown
- −9.8%
- Trades
- 412
Data from your broker, via direct connection
Public profile
kraivo.com/@laura
SharePAMRJV1,248 followers
Community 3 new comments
- PAPabloWhich ETF do you use for the bond part?
- MAMartaThanks for showing the bad months too.
Professionals
Your clients and your team, connected
For advisers, asset managers and institutions: every client’s portfolio, their reports and your team of advisers in a single dashboard.
Every client’s portfolio, their reports and your team in one dashboard.
A firm, asset manager or institution? Let's talk and we'll walk you through it.
| LMLucía M. | Balanced | +6.2% | |
| RPRamón P. | Cautious | +3.1% | |
| FSFundación S. | Institutional | +4.8% | |
| AGAna G. | Growth | +9.4% | |
| JTJavier T. | Balanced | −1.2% |
Made for you
Kraivo grows with you
Pick a starting point or switch on only what you want. This is how your Kraivo would look inside.
Pick a starting point or switch on only what you want.
Start with
Or choose your modules · you can change them anytime
By profile
What you'll see in each profile
You pick a profile when you sign up and can change it whenever you like. What you don't use stays out of the way.
Pick a profile when you sign up and change it whenever you like.
Lite
To get your finances in order
- Your accounts, portfolio and wealth on one home screen
- Budget, spending and shared expenses
- Prices and market calendar
- The essentials of your taxes

Pro
For investors and traders
- Your real return against your benchmark
- Portfolio risk, costs and diversification
- Trading with a track record and funded accounts
- Alerts when something is costing you too much

Adviser
For financial advisers
- All your clients' portfolios in one book
- Profiles, mandates and reports for each client
- The documents each client chooses to share with you
- Tax calendar, reviews and messages

Institutional
For asset managers, communities and companies
- A branded space for your community or firm
- Public history with proof of every trade
- Teams, advisers and permissions for each person
- Members and subscriptions always up to date

Your data, with its source
Every figure shows where it comes from
Kraivo tags every account and every trade with one of three levels. You know what has been checked and what hasn't, and so does everyone else.
Every account and every trade carries one of three levels.
- Current accountDirect connectionVerified€12,480
- ETF purchaseUploaded statementWith proof€10,250
- Your carEntered by handUnverified€18,000
- Verified
Comes through a direct connection with your bank, broker or exchange.
Direct connection with your bank, broker or exchange.
- With proof
Comes from a statement you uploaded, with the document behind it.
A statement you uploaded yourself.
- Unverified
You entered it by hand. It counts in your totals, but not as proof.
Entered by hand. Not counted as proof.
Waitlist
Be one of the first inYour place on the list
Private beta in December, full launch in early 2027. The first people on the list get into the beta before anyone else, with founder pricing.
Private beta in December, full launch in early 2027. The first ones get founder pricing.
Security for your peace of mind
- Read-only connectionKraivo sees your accounts and never moves anything.
- Encrypted in transitAlways over a secure connection between your browser and Kraivo.
- You decideWhat you connect, what you share and with whom.
- We don't sell your dataNor hand it over for others to use.
Frequently asked questions
Is it safe to connect my broker or exchange?
Yes. The connection is read-only and uses your own key. Kraivo can see your balances and trades, but it can't trade or move funds.
Can Kraivo move my assets or place orders?
No. Kraivo only reads the information you connect. It never places orders or moves anything for you.
What do you do with my data?
You decide what you connect, what you share and with whom. We don't sell your data. It's all in our privacy policy.
How much will it cost?
Pricing isn't final yet. Everyone on the waiting list will get founder pricing.
When can I get in?
The private beta starts in December. The first people on the list get in before anyone else.
Does Kraivo give financial advice?
No. Kraivo is an information and tracking tool. It helps you see and understand where you stand, but decisions are always yours.
