Private beta in December, full launch in early 2027

Your finances, your wealth and your taxes, connected.

Income, spending, investments, wealth and taxes on one platform. Made for everyone, from people who just want to sort out their spending to investors, traders, advisers, communities and companies. Everyone chooses what they use and what they see.

Income, spending, investments, wealth and taxes on one platform. Made for everyone.

You were invited by someone on the list. Signing up helps them move up.

See my place on the list
Your net worth, all together Last 12 months

€248,650

  • AccountsVerified€32,854
  • Funds and ETFsWith proof€52,146
  • CryptoVerified€18,650
  • PropertyUnverified€145,000

Already connected to KraivoDirect, read-only connection.

  • BingX
  • Binance
  • Coinbase
  • Kraken
  • Bybit
  • OKX
  • Bitget
  • KuCoin
  • Interactive Brokers

All connected

Your whole financial life, in one place

Your salary, your spending, what you share, your subscriptions, your taxes, your investments and your net worth. Each one connects to Kraivo, and Kraivo links them together, so you know what comes in, where it goes and what you have left.

Salary, spending, shared costs, subscriptions, taxes, investments and net worth. It all comes into Kraivo and fits together.

Salary€2,650 a month
Spending€1,640 a month
Shared costsYou're owed €23.40
Subscriptions3 renew soon
Kraivoall together
Taxes+€312 refund
Investments+11.8% in 12 months
Net worth€248,650
Banks4 banks connected

Assets

Thousands of assets from day one

Stocks, ETFs, funds and crypto, each with its profile, its risk and what moves its price. Plus what you own outside the markets: your home, your car, your watch.

Stocks, ETFs, funds, crypto and also your home, your car or your watch.

assets, each with its own profile

Taxes

Your taxes, in 39 countries

The Spanish tax return box by box. Everywhere else, an estimate with local rules, deadlines and the official portal.

The Spanish tax return box by box, and an estimate everywhere else.

Countries where we calculate your taxes

Analysis

Your portfolio and habits, analysed

Your real return, the risk you take and how you compare with your benchmark. And Krai reviews what you do and tells you when something is costing you more than it should.

Your real return, your risk and how you compare with your benchmark.

Your portfolio, 12 months
+11.8%
Benchmark
+8.1%
Fees
−0.6%

Your portfolio risk

Medium-high

Habits

  • Your worst day to tradeFriday
  • Fastest-growing spendEating out +18% this quarter

Krai tells you

41% of your portfolio depends on a single stock

Track record & community

Prove it with real data

Kraivo helps you build a track record verified with your broker’s data, so you can share it with your community and follow others. Real results, not screenshots.

A track record verified with your broker’s data. Real results, not screenshots.

LVYour track recordSince January 2024Verified
Return
+34.2%
Worst drawdown
−9.8%
Trades
412

Data from your broker, via direct connection

Public profile

Share

PAMRJV1,248 followers

Community 3 new comments

  • PAPabloWhich ETF do you use for the bond part?
  • MAMartaThanks for showing the bad months too.

Professionals

Your clients and your team, connected

For advisers, asset managers and institutions: every client’s portfolio, their reports and your team of advisers in a single dashboard.

Every client’s portfolio, their reports and your team in one dashboard.

A firm, asset manager or institution? Let's talk and we'll walk you through it.

Quarterly report ready12 clients · sent today
Your clients48 clients
LMLucía M.Balanced+6.2%
RPRamón P.Cautious+3.1%
FSFundación S.Institutional+4.8%
AGAna G.Growth+9.4%
JTJavier T.Balanced−1.2%
MRJALSYour team3 advisers · permissions per client

Made for you

Kraivo grows with you

Pick a starting point or switch on only what you want. This is how your Kraivo would look inside.

Pick a starting point or switch on only what you want.

Start with

Or choose your modules · you can change them anytime

By profile

What you'll see in each profile

You pick a profile when you sign up and can change it whenever you like. What you don't use stays out of the way.

Pick a profile when you sign up and change it whenever you like.

Lite

To get your finances in order

  • Your accounts, portfolio and wealth on one home screen
  • Budget, spending and shared expenses
  • Prices and market calendar
  • The essentials of your taxes
Beta screen with sample data

Pro

For investors and traders

  • Your real return against your benchmark
  • Portfolio risk, costs and diversification
  • Trading with a track record and funded accounts
  • Alerts when something is costing you too much
Beta screen with sample data

Adviser

For financial advisers

  • All your clients' portfolios in one book
  • Profiles, mandates and reports for each client
  • The documents each client chooses to share with you
  • Tax calendar, reviews and messages
Beta screen with sample data

Institutional

For asset managers, communities and companies

  • A branded space for your community or firm
  • Public history with proof of every trade
  • Teams, advisers and permissions for each person
  • Members and subscriptions always up to date
Beta screen with sample data

Your data, with its source

Every figure shows where it comes from

Kraivo tags every account and every trade with one of three levels. You know what has been checked and what hasn't, and so does everyone else.

Every account and every trade carries one of three levels.

How it looks in Kraivo
  • Current accountDirect connectionVerified€12,480
  • ETF purchaseUploaded statementWith proof€10,250
  • Your carEntered by handUnverified€18,000
  1. Verified

    Comes through a direct connection with your bank, broker or exchange.

    Direct connection with your bank, broker or exchange.

  2. With proof

    Comes from a statement you uploaded, with the document behind it.

    A statement you uploaded yourself.

  3. Unverified

    You entered it by hand. It counts in your totals, but not as proof.

    Entered by hand. Not counted as proof.

Waitlist

Be one of the first inYour place on the list

Private beta in December, full launch in early 2027. The first people on the list get into the beta before anyone else, with founder pricing.

Private beta in December, full launch in early 2027. The first ones get founder pricing.

Security for your peace of mind

  • Read-only connectionKraivo sees your accounts and never moves anything.
  • Encrypted in transitAlways over a secure connection between your browser and Kraivo.
  • You decideWhat you connect, what you share and with whom.
  • We don't sell your dataNor hand it over for others to use.

Frequently asked questions

Is it safe to connect my broker or exchange?

Yes. The connection is read-only and uses your own key. Kraivo can see your balances and trades, but it can't trade or move funds.

Can Kraivo move my assets or place orders?

No. Kraivo only reads the information you connect. It never places orders or moves anything for you.

What do you do with my data?

You decide what you connect, what you share and with whom. We don't sell your data. It's all in our privacy policy.

How much will it cost?

Pricing isn't final yet. Everyone on the waiting list will get founder pricing.

When can I get in?

The private beta starts in December. The first people on the list get in before anyone else.

Does Kraivo give financial advice?

No. Kraivo is an information and tracking tool. It helps you see and understand where you stand, but decisions are always yours.